| Effective from Falgun 16, 2069 (February 27, 2013) |
|
| Deposits:
Effective from Falgun 16, 2069 (February 27, 2013) |
| Saving Deposits LCY |
% P.A. |
| 1. |
Sajilo Bachat Khata |
3.00 |
| 2. |
General Savings |
3.00 |
| 3. |
Laghu Bachat Khata |
4.50
|
| 4. |
My Choice Women's Savings |
4.50 |
| 5. |
Nava Kopila Bachat Khata |
5.00 |
| 6. |
Gramin Mahila Bachat Khata |
5.00 |
| 7. |
BOK Pokhara Bachat Khata |
4.50 |
| 8. |
BOK Premium Saving Scheme |
3.50 |
| 9. |
BOK Kissan Banking Sewa |
5.00 |
| 10. |
Baidesik Rojgar Banking(Savings) |
5.00 |
| 11. |
BOK Chetanshil Yuwa Bachat Yojana |
5.00 |
| 12. |
BOK Shramik Bachat Khata |
4.50 |
| 13. |
BOK Premium Plus Savings |
4.50 |
|
| Fixed Deposits :
Effective from Baishak 19, 2070 (May 2, 2013) |
| 1. |
Fixed Interest Rate |
| |
|
% P.A. |
| A. |
General |
|
| |
1 Month |
6.50 |
| |
3 Months |
7.00 |
| |
6 Months |
7.50 |
| |
1 Year and above |
8.50 |
| B. |
Laghu Muddati Khata |
| |
1 Month |
6.50 |
| |
3 Months |
7.00 |
| |
6 Months |
7.50 |
| |
9 Months |
8.00 |
| |
1 year |
8.50 |
| C. |
BOK Premium Fixed Deposit |
| |
1 Year |
8.50 |
| D. |
BOK Muddati Plus |
| |
2 Years to 5 Years |
8.50 |
| 2. |
Floating Interest Rate |
| |
Recurring Deposits (2-10 Years) |
8.00 |
| |
BOK Kissan Banking Sewa (Recurring Deposit) (1-10 Years) |
8.50 |
|
Notes :
1. Terms and Conditions (including Minimum Balance) for various Savings Deposits and Fixed Deposits will be as per the prevailing Bank Rule.
2. Interest Rates on Foreign Currency Deposits will be provided based on International Market. |
| |
| Loans and Advances: Effective from Falgun 16, 2069 (February 27, 2013) |
| |
% P.A. |
% P.A. |
| |
Prime |
Others |
| Loan against First Class Bank Guarantee |
11.00 |
12.00 |
| Loan against Deposits of BOK |
10.00 |
12.00 |
| Loan against Fixed Deposits of other Prime Financial Institutions |
12.00 |
14.00 |
| Loan against Foreign Currency Deposits |
12.00 |
13.00 |
| Export Finance - Nepalese Currency |
12.00 |
14.00 |
| Export Finance - Foreign Currency |
4.00 |
6.00 |
| USD Loan |
5.00 |
6.00 |
| Other Loan |
13.00 |
14.00 |
| Deprived Sector Loan |
| Institutional |
10.00 |
14.00 |
| Individuals |
- |
14.00 |
| Loan against Govt. Bonds |
11.00 |
13.00 |
| Overdraft |
13.00 |
14.00 |
| Working Capital Loan |
13.00 |
14.00 |
| Trust Receipt/Importer's Loan |
12.50 |
13.50 |
| Consumer Loans |
| Housing Loan |
13.00 |
14.00 |
| Education Loan |
13.00 |
14.00 |
| Hire Purchase (Private Vehicles) |
13.00 |
14.00 |
| Hire Purchase (Commercial) |
13.00 |
14.00 |
| Personal Loan |
13.00 |
14.00 |
| Small Enterprise Loan |
13.00 |
14.00 |
| Term Loan |
13.00 |
14.00 |
| Property Finance Loan |
13.00 |
14.00 |
| BOK Kissan Banking Sewa (Loan) |
- |
12.00 |
| Baideshik Rojgar Banking (Loan) |
- |
13.00 |
| Loans under Syndicated Finance |
As per Note 10 |
As per Note 10 |
| Import Bills (Unarranged) |
As per Note 5 |
As per Note 5 |
| Uncollected Accounts |
| Customer's with OD Facility |
As per Note 6 |
As per Note 6 |
| Customer's without OD Facility |
As per Note 7 |
As per Note 7 |
| Overdue Loans |
As per Note 8 |
As per Note 8 |
| Base Rate Chaitra 2069 |
8.83% |
|
| Notes : |
| 1. |
Terms and Conditions (including Minimum Balance) for various Savings Deposits and Fixed Deposits will be as per the prevailing Bank Rule. |
| 2. |
Interest Rates on Foreign Currency Deposits will be provided based on International Market. |
| 3. | Ladder Savings has been incorporated within General Savings Account. |
| 4. | Interest rates on Loans and Advances are indicative only. |
| 5. | Trust Receipt Loan Interest Rate plus 3% p.a (Penal Interest Rate). |
| 6. | Overdraft Interest Rate plus 3% p.a. (Penal Interest Rate). |
| 7. |
14% p.a. plus 3% p.a. (Penal Interest Rate). |
| 8. |
Applicable Loan Interest Rate plus 3% p.a. (Penal Interest Rate). |
| 9. | For Loans against Fixed Deposits, the applicable rates will be 2% over coupon rates of Fixed Deposits or above rate, whichever is higher. |
| 10. |
Interest Rates on Loans under Syndicated Finance will be as per the Syndicated Loan Agreement / Arrangement. |
|
